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Imagine an insurance program that lost so much money in private hands that the government had to take it over, that the government forces people to buy (Really? Is that constitutional?) and that is $19 billion in debt with no hope of ever achieving solvency. If that sounds like the worst of socialist tendencies in the hands of big government, it is. Odd that it is not an issue in the campaign for the presidency, like Obamacare is. But wait. Health insurance benefits the sick and the poor. Flood insurance, on the other hand, restores vacation homes.